Service Charges

Applicable service charges for various banking services

Incidental Charges

1Incidental Charges for Current Operative accountsNil

2Incidental Charges for Current In-operative accountsNil

3Incidental Charges for SB Operative (Non-Cheque holder)Nil

4Incidental Charges for SB Operative (Cheque holder)Nil

5Incidental Charges for SB In-operative (Non-Cheque holder)Nil

6Incidental Charges for SB In-operative (Cheque holder)Nil

Charges for Closure of Accounts (Normal Accounts)

7Closing of Account SB OperativeNil

8Closing of Account SB In-operativeNil

9Closing of Account Current OperativeNil

10Closing of Account Current In-operativeNil

Card Charges

11EMV Debit Card Charges for all SB & Current accounts₹125 + GST (One Time)

12Additional / Replacement EMV Debit Card₹200 + GST (One Time)

13PIN Regeneration ChargesNil

14Transaction fees at MPS Bank ATMNil

15Transaction fees at other Bank ATM14 free transactions in Metro cities, 5 free in Non-Metro cities

16Financial (Cash Withdrawal) – after free limit₹20 (Including GST)

17Non-financial (Balance enquiry, Mini statement, PIN change)₹10 (Including GST)

Debit Card Limits

18Cash Withdrawal limit per day (EMV Debit Card)₹25,000

19Purchase transaction limit per day₹1,00,000

20IMPS Mobile Banking outward transaction limit per day₹5,00,000

RTGS / NEFT

21RTGS Charges₹30 (Including GST)

22NEFT Charges (Below 2 Lakhs)₹15 (Including GST)

SMS Charges

23SMS Charges for SB / CA account holders₹15 + GST (Quarterly)

24SMS Charges for OD / CCL account holders₹15 + GST (Quarterly)

Cheque Book Charges

25Cheque Book charges (all account types)₹1 + GST (Per Leaf)

IMPS Charges

₹1₹1,000₹2.50

₹1,001₹10,000₹5

₹10,001₹1,00,000₹10

₹1,00,001₹2,00,000₹15

Note: For IMPS, the per-day transaction limit is ₹5,00,000, and within this, the per-transaction limit is ₹2,00,000 only.

ILKAL CO-OPERATIVE BANK LTD.

Awareness Notice