ILKAL CO-OPERATIVE BANK LTD.

Serving the Community Since 1965

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Awareness Notice

Customers are advised to stay alert against cyber frauds. Do not share your OTP, PIN, passwords, or card details with anyone.

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Housing Loan

Personal Loan

Quick financial support for your personal needs

An unsecured loan with minimal documentation and flexible repayment.

Maximum Amount₹5.00 Lakhs (10 Times of Basic Salary)
Tenure3 Years
PrepaymentNo Penalty

For Salaried Persons

  • Must be a member of the bank
  • Employee of a reputed and financially sound organization
  • Confirmed service for at least one year
  • Undertaking letter from employer

For Businessmen & Professionals

  • Must be a member of the bank
  • Business establishment of minimum three years
  • Statutory business documents such as GST registration

Guarantors

  • Two acceptable guarantors are mandatory
  • Guarantors should be members of the bank
  • Security holders may also be taken as guarantors