ILKAL CO-OPERATIVE BANK LTD.

Serving the Community Since 1965

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Awareness Notice

Customers are advised to stay alert against cyber frauds. Do not share your OTP, PIN, passwords, or card details with anyone.

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Housing Loan

Housing Loan

Turn your dream of owning a home into reality

We offer Home Loans and Home Construction Loans with simple documentation and flexible repayment options, helping you build your dream home with confidence.

Maximum Loan₹1.4 Crore
Repayment PeriodUp to 15 Years
Interest Rate11% p.a.
Margin25%

How can a Housing Loan help you?

  • Construction of a new house
  • Long-term real estate investment

For Salaried Persons

  • Employees of reputed and financially sound organizations
  • Confirmed service for at least one year

For Businessmen & Professionals

  • Business establishment of minimum three years

Co-Applicant

  • Co-owners of the dwelling unit must be taken as co-applicants
  • Spouse or parents (other than co-owners) can also be co-applicants